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XRP: understand the digital asset

Understand XRP, its native role on the XRP Ledger, possible uses, limitations and the developments that can materially affect it.

XRP is the native digital asset of the XRP Ledger. It is used for network transaction costs and can serve as a settlement or bridge asset between different forms of value. XRP is not Ripple equity and does not represent a claim on Ripple’s business results.

Related articles

Cryptomonnaies · 2 sources

Fixing XRP Ledger Loan Protocol Before Launch

The developers of XRP have published a second amendment to repair the new non-collateralized lending protocol on the Ledger, pending validator approval.

2026-10-22 · 80%
XRP et finance · 3 sources

XRP ETFs and Online Activity: Mixed Signals

U.S.-based XRP exchange-traded funds (ETFs) have recorded their first weekly outflow in three months, bringing an end to a 13-week streak of inflows. The decline in online activity has added a note of caution around the currency.

2026-10-22 · 85%
regulation · 3 sources

Ripple and the Clarity Act: what the company says about XRP after the vote

The verifiable procedural fact is that the Senate did not obtain the 60 votes needed for cloture, with a 49–50 result. Ripple argues that the failure does not change what it regards as XRP's established U.S. legal footing. Senators opposing the measure cited different concerns, while supporters argued for a more predictable framework. The legislative step was blocked and the broader policy debate continues.

2026-09-27 · 76%
xrpl · 2 sources

September 2026 on XRPL: security, credit and infrastructure rather than speculative hype

The month's documented developments were largely technical: xrpld 3.4.0 brought LendingProtocolV1_1, fixes and operational improvements, while the XLS-68 report described a Devnet vulnerability found before Sponsor activation on Mainnet. Ripple also expanded corporate products involving treasury AI, RLUSD and custody, alongside U.S. regulatory debate. Analysis should separate XRPL as public infrastructure, XRP as its

2026-09-27 · 76%
institutional · 1 sources

Absa launches digital-asset custody using Ripple technology

Absa Corporate and Investment Banking launched an institutional digital-asset custody service using Ripple technology in Africa, putting an earlier custody partnership into operation. Custody concerns asset/key security, transaction governance and approval controls. Available information does not establish that customers must use XRP or that every asset is held on XRP Ledger. This is adoption of Ripple technology; di

2026-09-27 · 62%
institutional · 2 sources

The History of Ripple: 2012–2026, Year by Year

From the birth of the XRP Ledger to payments, custody, RLUSD and major acquisitions: a documented chronology of Ripple and its clients, partnerships, pilots and acquisitions.

2026-09-26 · 86%
regulation · 3 sources

Clarity Act: U.S. Senate cloture motion fails

On September 15 the Senate vote on cloture for H.R. 3633 was 49–50, short of the three-fifths threshold. Supporters argued for a durable digital-asset market framework; opponents raised concerns including ethics, national security, illicit finance and regulatory capacity. Ripple publicly regretted the outcome and offered its own interpretation of XRP's legal position. That interpretation is Ripple's position, not an

2026-09-26 · 76%
xrpl · 1 sources

XRPL nodes become more cautious when deleting history

xrpld 3.4.0 pauses online deletion when a node has gaps in recent history, giving it more opportunity to remain current. The mechanism concerns server operations rather than XRP's.

2026-09-26 · 62%